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How Do Credit Ratings Work?

A credit rating is essentially an evaluation of how 'risky' you are when it comes to money. It's works via a scoring system- some things you do make your score go up, other things make your score go...

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How do Tax Rates work and how much should I be Taxed?

Figuring out how much you get taxed can get quite confusing, especially if your pay changes frequently. In this post, I've tried to make calculating your tax really simple and have even added in a...

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How do Tax Codes work?

A tax code allows your employer to know how much tax should be deducted from your pay each year.  Your tax code can change based on your personal circumstances, so year-on-year it might not be the...

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Should I Start Saving For Retirement When I’m 20?

Most young people in their teens and 20s don’t really think about retirement, and why should we? We’ve got a long way to go before then, so naturally it doesn’t really cross our minds.  The first time...

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Assets vs Liabilities: What are they? (Plus 7 examples of assets you can own!)

One of my favourite books about personal finance is Rich Dad, Poor Dad by Robert Kiyosaki. I won’t spoil it for you, but if you want to understand more about money, how it works and how you should...

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What Should I Invest In?

I did a Q&A on my Instagram yesterday and I got a lot of people asking me what they should start investing in. Whilst it's fairly easy to open an investment account, choosing what to invest in is...

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How Applying the 80/20 Rule to Your Finances Can Change The Way You Save &...

If you've never heard of the 80/20 Rule, don't worry. It's not something we're taught, but it can be a life-changing tool once you understand what it is and how to use it. The 80/20 Rule (or Pareto's...

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Top 50 Millennial Money Blogs 2018: We’re featured!

We're #29 in Feedspot's Top 50 Millennial Money Blogs 2018!

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ISA Guidance [with Download]

101, in-depth, how-to guide about choosing an Investment ISA and how to open one.

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When is the best time to invest your money? 

This post is inspired by the teachings I have learned after working with Noah Laith for Crisis Investments Bootcamp (next course is in April 2019 in Barcelona!).  In the course Noah talks about ‘timing...

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